Thibiti loan is a mobile loan product which allows member to borrow through the phone.

Features:

• Maximum limit is Kshs 200,000/=.
• Minimum limit is Kshs 20,000/=.
• Qualifying loan within self guarantee is up to 50% member's deposit.
• Qualifying loan within guarantor is up to 100% member's deposit.
• Interest rate is 2% monthly on reducing balance.
• Maximum repayment period is 12 months.
• Can access 1 loan.
• Full Sacco membership of at least 3 months.
• To be register on M-Sacco (Mobile banking platform).