Thibiti loan is a mobile loan product which allows member to borrow through the phone.

Features:

  • Maximum limit is kshs 200,000/=.
  • Minimum limit is kshs 20,000/=.
  • Qualifying loan within self guarantee is up to 50% member's deposit.
  • Qualifying loan within guarantor is up to 100% member's deposit.
  • Interest rate is 2.5% monthly on straight line.
  • Maximum repayment period is 12months.
  • Can access 1 loan.
  • Full Sacco membership of at least 3 months.
  • To be register on M-sacco (Mobile banking platform).

Instant on mobile loan is a mobile loan product which allows member to borrow through the phone.

Features:

  • Maximum limit is kshs 100,000/=.
  • Minimum limit is kshs 3,000/=.
  • Qualifying loan is up to 25% member's deposit.
  • Interest rate is 5% monthly on reducing balance.
  • Maximum repayment period is 3months.
  • Can access 3 loans at the same time within the limit.
  • Full Sacco membership of at least 3 months.
  • To be register on M-sacco (Mobile banking platform).

mCASH loan

mCASH loan is a mobile loan product which allows member to borrow through the phone.

Features:

  • Maximum limit is kshs 35,000/=.
  • Minimum limit is kshs 1,000=.
  • Qualifying loan is up to 50% member's deposit.
  • Interest rate is 0%.
  • One-off facility fee of 5%(upfront).
  • Payable within 1 month with a rollover option.
  • Can access 3 loans at the same time within the limit.
  • Full Sacco membership of at least 3 months.
  • To be register with M-sacco (Mobile banking platform).

Instant on mobile loan

Instant on mobile loan is a mobile loan product which allows member to borrow through the phone.

Features:

  • Maximum limit is kshs 100,000/=.
  • Minimum limit is kshs 3,000/=.
  • Qualifying loan is up to 25% member's deposit.
  • Interest rate is 5% monthly on reducing balance.
  • Maximum repayment period is 3months.
  • Can access 3 loans at the same time within the limit.
  • Full Sacco membership of at least 3 months.
  • To be register on M-sacco (Mobile banking platform).

Thibiti loan

Thibiti loan is a mobile loan product which allows member to borrow through the phone.

Features:

  • Maximum limit is kshs 200,000/=.
  • Minimum limit is kshs 20,000/=.
  • Qualifying loan within self guarantee is up to 50% member's deposit.
  • Qualifying loan within guarantor is up to 100% member's deposit.
  • Interest rate is 2.5% monthly on straight line.
  • Maximum repayment period is 12months.
  • Can access 1 loan.
  • Full Sacco membership of at least 3 months.
  • To be register on M-sacco (Mobile banking platform).

mCASH loan is a mobile loan product which allows member to borrow through the phone.

Features:

  • Maximum limit is kshs 35,000/=.
  • Minimum limit is kshs 1,000=.
  • Qualifying loan is up to 50% member's deposit.
  • Interest rate is 0%.
  • One-off facility fee of 5%(upfront).
  • Payable within 1 month with a rollover option.
  • Can access 3 loans at the same time within the limit.
  • Full Sacco membership of at least 3 months.
  • To be register with M-sacco (Mobile banking platform).

Purpose

  • Maisha Golden loans address the development needs of members e.g. to acquire property and other assets, start or boost business, undertake large scale farming, motor vehicle purchase among others. 
    Features:
    •    Qualifying loan is 4 times member’s deposits.
    •    Interest rate is 1.125% per month on reducing balance.
  •       Maximum amount borrow is Kshs 10million.
    •    Maximum repayment period is 84 months (7 years).
    •    Security options: Guarantors’ deposits, member deposits, Fixed deposits, Property.
    •    Quick loan processing: Up to 4 days and 4 weeks where property is collateral.
    •    Full Sacco membership of at least 3 months and evidence of ability to pay
Working Hours : Mon - Fri 8.30am to 4.30pm; Last Saturday of the month 9.00am to 12.30 pm. Closed on Weekends & Public Holidays