The Fixed deposit account is a withdrawable deposit account where depositors can place short term deposits for specified periods of time usually up to twelve months. The account targets members with large sums of money that they have put aside for investment and they are fairly certain of the period that they can commit the funds.
•    Minimum amount to fix is Kshs. 5,000
•    No monthly deposits
•    No maximum  limit
•    Earns attractive annual returns of up to 7% 
•    Refundable with interest upon maturity
•    Fixed deposit can be used to secure a loan