(You can now invest your cash in Maisha Invest Plus (MIP) Account)

This is an account for investors and members who would like to deposit their cash and/or dividends in an interest earning account while being able to access the invested funds on demand.


·         Invest for a specified period of time and receive a monthly interest payment

·         Interest earned can be paid monthly, quarterly, half-yearly or annually

·         Annual interest is computed as 70% of the prevailing Central Bank Reference rate plus

o    0.2% for investment period of up to 6 months &

o    0.5% for investment period of more than 6 months respectively

·         Investment amounts may be paid in installments or through a lump sum

·         You can use money in your MIP account to secure/guarantee loans

·         You can increase your investment ANYTIME

·         You may access the principle amount at the end of the investment period

·         Funds withdrawal notice is 7 working days


1.        Bank

Bank Name:

Co-operative Bank 

Equity Bank

Bank Branch:



Bank Account Number: 



Bank Account Name:

Maisha Bora Sacco Ltd

Maisha Bora Sacco Ltd

Bank Swift Code: (for cross border payments  only)



Please indicate your member number and mobile phone number on the banking slip/RTGS/Standing order advice.  

2. Paybill Number: 600110 (put your member number as account number and add MIP e.g, 00123456MIP).

3. FOSA banking hall at the Sacco office. 

NB: After banking, please bring the slip/RTGS/Standing order advice to the office or email it to This email address is being protected from spambots. You need JavaScript enabled to view it. ; This email address is being protected from spambots. You need JavaScript enabled to view it. and advice that the funds be credited to your Maisha Investment Plus(MIP) Account.