From saving to day-to-day transactions, our accounts are tailored to cater for your financial needs. Our savings products have high yielding interest earnings, with diverse products that suits you which include:
- Junior account for your kids.
- Holiday account for your vacation needs.
- Fixed account for your long-term savings.
- Maisha Invest Plus for your investment needs.
Benefits of Investing from Abroad
- Secure and convenient investment management from anywhere in the world.
- Opportunity to earn competitive annual dividends and interest on eligible products.
- Build long-term wealth while remaining connected to Kenya.
- Invest through flexible contribution options.
- Access affordable financing for future investment projects.
- Monitor your accounts through secure digital banking platforms.
- Invest in a member-owned institution committed to your financial success.
Eligibility Requirements
To invest as a Diaspora member, you must:
- Be eligible for membership with Maisha Bora SACCO.
- Complete the membership registration process.
- Provide the required identification and Know Your Customer (KYC) documents.
- Meet the minimum contribution requirements for the selected investment product.
- Comply with the SACCO’s policies and applicable regulatory requirements.
Contribution Options
Diaspora members can conveniently invest through:
- International bank transfers.
- Approved international remittance partners.
- Standing Orders.
- FOSA account transfers (where applicable).
- Mobile Banking.
- USSD (*470#) for eligible services.
The Application Process
Step 1 – Join Maisha Bora SACCO
Complete the online membership application and submit the required documents.
Step 2 – Choose Your Investment
Select the investment product that aligns with your financial goals.
Step 3 – Activate Your Account
Complete the onboarding process and receive confirmation of your membership and investment account.
Step 4 – Make Your Investment
Begin contributing through your preferred payment channel.
Step 5 – Monitor Your Investment
Track your investments using our digital banking services and receive regular account statements.
Frequently Asked Questions
Any Kenyan living, working, or studying outside Kenya who meets the SACCO's membership requirements is eligible to join and invest.
No. Membership registration can be completed remotely through the SACCO's approved onboarding process.
No. There is no maximum limit. Members are encouraged to invest according to their financial capacity.
The SACCO declared a 20% dividend on Share Capital for the Financial Year 2025.
Yes. Share Deposits earn annual interest as declared by the Annual General Meeting based on the SACCO's financial performance.
Contributions can be made through approved international transfer channels, bank transfers, standing orders, and other digital payment options supported by the SACCO.
You can access your account through the M-Bora Mobile App, *USSD (470#) (where applicable), account statements, or by contacting our Member Services team.
Funds Remittance:
Bank Name | Co-Operative Bank | Equity Bank | KCB | Family Bank |
Branch | Enterprise | Enterprise | Enterprise | Moi Avenue (KTDA Plaza) |
Account Number |
01120000568600 |
0800292523510 |
1277921091 |
038000048538 |
Account Name | Maisha Bora SACCO Ltd. | Maisha Bora SACCO Ltd. | Maisha Bora SACCO Ltd. | Maisha Bora SACCO Ltd. |
Bank and Branch Code (for local payments only) | 11056 | 68 (080) |
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Bank Swift Code (for cross border payments only) | Kcookena | EQBLKENA |
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Services
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