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Maisha Investment plus

This is an account for investors and members who would like to deposit their cash and/or dividends in an interest earning account while being able to access the invested funds on demand.


  • Invest for a specified period of time and receive a monthly interest payment
  • Interest earned can be paid monthly, quarterly, half-yearly or annually
  • Annual interest is computed as 70% of the prevailing Central Bank Reference rate plus
    • 0.2% for an investment period of up to 6 months &
    • 0.5% for an investment period of more than 6 months respectively
  • Investment amounts may be paid in instalments or through a lump sum
  • You can use money in your MIP account to secure/guarantee loans
  • You can increase your investment ANYTIME
  • You may access the principal amount at the end of the investment period
  • Funds withdrawal notice is 7 working days
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